<-- style PDP --> 495 Tower Street, Centre Wellington - Detached for sale for $1,099,000
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495 Tower Street

Centre Wellington, Ontario, N1M 2N8 - Fergus

$1,099,000

  • Neighbourhood

    Fergus

  • Major Intersection

    Garafraxa

  • Listed Since: 1 day(s)

  • Last update: today

Overview

  • Property Type

    Detached, 2 1/2 Storey

  • Bedrooms

    2

  • Bathrooms

    3

  • Basement

    Part Bsmt

  • Kitchen

    1

  • Total Parking

    5 (1 Attached Garage)

  • Lot Size

    107x80 (Feet)

  • Taxes

    $5,513.00 (2025)

  • Type

    Freehold

Property Description

Property description for 495 Tower Street, Centre Wellington

Welcome to one of Fergus' most admired century homes - a stately, beautifully cared-for property that blends timeless character with thoughtful, high-quality updates. Set just steps from downtown, this home offers the charm, walkability, and peaceful surroundings that make this neighbourhood so special. Inside, you'll find warm, inviting spaces filled with natural light, original details, and the craftsmanship you expect in a home of this era. Over the years, the owners have completed extensive renovations and improvements: a post-and-beam addition, redesigned kitchen with custom cabinetry, refinished maple and pine flooring, updated bathrooms, insulated basement, newer windows, a Daikin heat pump system, tankless water heater, upgraded electrical, and a long list of careful maintenance that preserves the integrity of the home while enhancing comfort. The layout is ideal for the buyer who wants character without sacrificing function - generous principal rooms, a serene primary suite, flexible spaces for hobbies or guests, and a finished third level attic space with additional room to spread out. The HEATED cobblestone walkway, custom storm doors, and restored Tower Street entrance add to the home's charm and ease of living. Outside, the property truly shines. The front porch offers a quiet place to watch the world go by, while the backyard feels like a private garden retreat with mature landscaping, drip irrigation, and beautifully manicured beds. It's the perfect setting for morning coffee, family visits, or peaceful afternoons at home. With its blend of history, quality updates, and an unbeatable location, this is a rare opportunity to own a landmark Fergus home that has been loved, maintained, and ready for its next chapter.

Listed by Keller Williams Home Group Realty

  • MLS #

    X13073340

  • Sq. Ft

    2500-3000

  • Sq. Ft. Source

    MLS

  • Lot Irregularities

    n/a

  • Year Built

    100+

  • Pool

    None

  • Drive

    Pvt Double

  • Garage

    Attached, 1 spaces

  • Total Parking

    5

  • Family Room

    Y

  • Den

    Y

  • Exterior

    Board & Batten

  • Fireplace

    Y

  • Roof

    Asphalt Shingle

  • Foundation

    Stone

  • Elevator

    n/a

  • Water View

    n/a

  • Laundry Level

    Main

  • Heat

    Forced Air

  • A/C

    Central Air, Other

  • Water

    Municipal

  • Water Supply

    n/a

  • Sewers

    Sewers

  • Central Vac

    N

  • Foyer

    2.79 x 3.77 ft Main level

    Heated Floor

  • Dining

    4.96 x 4.46 ft Main level

    Beamed, Leaded Glass

  • Family

    4.96 x 4.76 ft Main level

    Fireplace, Beamed, W/O To Deck

  • Kitchen

    4.87 x 4.36 ft Main level

    Stone Counter, Stone Floor, Centre Island

  • Sitting

    3.79 x 4.33 ft Main level

    Fireplace, hardwood floor, Wood Trim

  • Living

    4.57 x 2.99 ft Main level

    Pocket Doors, hardwood floor, Wood Trim

  • Den

    4.03 x 2.99 ft Main level

    hardwood floor, Wood Trim, Pocket Doors

  • 2nd Br

    4.71 x 2.99 ft 2nd level

  • Primary

    5.94 x 2.97 ft 2nd level

    4 Pc Ensuite, His/Hers Closets, hardwood floor

  • Loft

    6.07 x 6.71 ft 3rd level

  • MLS #

    X13073340

  • Sq. Ft

    2500-3000

  • Sq. Ft. Source

    MLS

  • Lot Irregularities

    n/a

  • Year Built

    100+

  • Pool

    None

  • Drive

    Pvt Double

  • Garage

    Attached, 1 spaces

  • Total Parking

    5

  • Family Room

    Y

  • Den

    Y

  • Exterior

    Board & Batten

  • Fireplace

    Y

  • Roof

    Asphalt Shingle

  • Foundation

    Stone

  • Elevator

    n/a

  • Water View

    n/a

  • Laundry Level

    Main

  • Heat

    Forced Air

  • A/C

    Central Air, Other

  • Water

    Municipal

  • Water Supply

    n/a

  • Sewers

    Sewers

  • Central Vac

    N

  • Foyer

    2.79 x 3.77 ft Main level

    Heated Floor

  • Dining

    4.96 x 4.46 ft Main level

    Beamed, Leaded Glass

  • Family

    4.96 x 4.76 ft Main level

    Fireplace, Beamed, W/O To Deck

  • Kitchen

    4.87 x 4.36 ft Main level

    Stone Counter, Stone Floor, Centre Island

  • Sitting

    3.79 x 4.33 ft Main level

    Fireplace, hardwood floor, Wood Trim

  • Living

    4.57 x 2.99 ft Main level

    Pocket Doors, hardwood floor, Wood Trim

  • Den

    4.03 x 2.99 ft Main level

    hardwood floor, Wood Trim, Pocket Doors

  • 2nd Br

    4.71 x 2.99 ft 2nd level

  • Primary

    5.94 x 2.97 ft 2nd level

    4 Pc Ensuite, His/Hers Closets, hardwood floor

  • Loft

    6.07 x 6.71 ft 3rd level

Thinking of Selling?

Find Out Your Home’s Value in Today’s Market!

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estimate your home value

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Manoj profile avatar

Property History

Property history for 495 Tower Street, Centre Wellington

This property has been sold 2 times before. Create your free account to explore sold prices, detailed property history, and more insider data.

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Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Down Payment(%)*

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Thinking of Selling?

Find Out Your Home’s Value in Today’s Market!

No Email or Signup is required to view your home estimate.

estimate your home value

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

Manoj profile avatar

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